CM Punjab Apni Zameen Apna Ghar Program 2025

CM Punjab Apni Zameen Apna Ghar Program 2025

Due to low incomes and rising daily life expenses, some people are unable to build their own houses. But CM Punjab Maryam Nawaz has launched a program to support people in building their own houses, the “Apni Zameen Apna Ghar Program.” According to an estimate, 20 million people live in Pakistan without shelters.

CM Punjab aims to give a house to everyone who is facing issues related to daily income and struggles to fulfill their needs. In the Apni Zameen Apna Ghar program, a deserving person will get a 3 marla residential plot for free in the province of Punjab.

The program is managed by the Punjab Housing & Town Planning Agency under the supervision of the Housing, Urban Development, and Public Health Engineering Department. Come with me to explore more about “Apni Zameen Apna Ghar Program,” such as the eligibility criteria and how to apply for a house.

The Purpose of Apni Zameen Apna Ghar Program

When it comes to homelessness and poverty, Pakistan has a leading position in the lists released by international institutes for research. However, CM Punjab, Maryam Nawaz, aims to reduce homelessness in Pakistan; therefore, she has launched a program for low-income individuals.

According to the Apni Zameen Apna Ghar Program details, there are 1,892 plots in the first phase. Experts argue that the first phase is an initiative phase, which is why it does not offer more than 2,000 houses.

But after the success of the first phase, the second one will be greater and for a bigger population in several other areas of Punjab. 1,892 plots will be distributed under 23 different housing schemes in 19 districts.

Features of Programs

The houseless and financially unstable individuals will be able to get a free plot of 3 marla (75.88 square metres).
The houses will be allotted only to the truly deserving people after scrutiny.
The houses will be allocated only to those who meet the eligibility criteria of the Apni Zameen Apna Ghar Program.
The plots’ paperwork will be done under the supervision of the Government of Punjab.

Eligibility Criteria

When it comes to an assistance program, people rush to apply for it without analysing the eligibility criteria, and if their applications are rejected, they accuse the supervisory body of favouritism and go for the protest.

Instead of engaging in such activities, you should see the eligibility criteria of the Apni Zameen Apna Ghar Program. It is designed to assist the only truly deserving people; that’s why it has tough eligibility criteria.

An applicant must be a permanent citizen of Punjab province.
An applicant must be a resident of the Punjab province.
An applicant must have a valid CNIC of the Punjab Province.
An applicant must belong to any of the 19 districts that are part of the Apni Zameen Apna Ghar Program.
An applicant and his family members, such as spouse, dependent children, should not own any plot or house in Pakistan.
An applicant must have a clean criminal record.
An applicant must not be a defaulter of any bank or financial institution.
An applicant must provide original documents and authentic information during filling out the application form; otherwise, they will be disqualified.

List of Districts in Phase 1

Before you advance to apply, you should ensure that you belong to one of these districts.

District	No. of Plots	Scheme Name(s)
Jhelum	730	ADS-IV & ADS-I
Kasur	388	ADS Pattoki
Faisalabad	257	ADS Mamukanjan
Lodhran	218	ADS Lodhran
Okara	130	ADS Renala Khurd II & ADS Okara
Layyah	55	03-Marla Housing Scheme (Extension)
Bhakkar	52	03-Marla Housing Scheme & ADS-II-Bhakkar
Sahiwal	33	03-Marla Housing Scheme
Sargodha	25	3-M Sillan Wali
Khushab	24	03-Marla Housing Scheme Jauharabad
Bahawalnagar	20	ADS Bahawalnagar
Mandi Baha-ud-Din	17	ADS-Mandi Baha-ud-Din
Rajanpur	15	ADS Rajanpur
Attock	11	ADS Hazro
Gujrat	8	03-Marla H.S.
Bahawalpur	7	ADS-I (Extension) & ADS-I (Existing)
Vehari	4	03-Marla Vehari
Jhang	4	ADS Jhang
Chiniot	2	ADS Chiniot

Why Some Districts Have More Plots Compared to Others?

Majority of the people argue that some districts have more plots assigned compared to the others, which is due to favouritism. Basically, the plot allocation is based on the population of the district. If a district has more population compared to the other, it might have more homeless people, and hence, they can get plots to build their houses.

Documents Required for Apni Zameen Apna Ghar Program

After seeing the eligibility criteria, you should collect the documents required to apply. Ensure that all the documents are authentic and certified by the relevant authorities. Check the expiry date before you advance forward to upload the documents. Here is a list of required documents for the Apni Zameen Apna Ghar Program.

An applicant needs to provide a valid CNIC.
An applicant has to submit 2 to 4 recent passport-size photos with a clear background.
An applicant needs to provide proof of monthly salary or income using payslips.
An applicant needs to provide a Family Registration Certificate (FRC) issued by NADRA in order to confirm family details.
An applicant has to submit a utility bill as proof of residency.
An applicant has to provide a rent agreement or proof of property ownership.
An applicant has to submit a bank statement for the last 6 months.
An applicant needs to provide a marriage certificate or spouse’s CNIC for verification of family.
An applicant has to submit an affidavit of no property ownership.

How to Apply for the Apni Zameen Apna Ghar Program?

Applying for the Apni Zameen Apna Ghar Program can be challenging for you, but I have divided the entire process of application process into short and simple steps. Ensure you meet the eligibility criteria and then collect the documents required for the application. Follow the step by step guide to apply for the Apni Zameen Apna Ghar Program.

Step by Step Guide

Step 1

Apply Now

You need an internet connection to apply for the Apni Zameen Apna Ghar Program. Visit the official website of Apni Zameen Apna Ghar Program through the link provided below. If you are using a cell phone to apply for the Program then tap the three dots button as the page opens, and then click “Desktop Size,” and the page orientation will be changed. It will help you in the application process.

Step 2

As the page opens, you will see several options, scroll down and then tap “Apply Now.” it will take you to the login page, use the credentials to login. However, if you do not have an account, then click the “Register Now” button.

Enter CNIC in the first bar.
Add your name in the second empty bar and then provide your email in the third bar.
Select the telecom company network you use from the list, and then provide your active phone number in the fifth empty bar.
Select a password that must be strong and can be remembered, and then confirm the password by re-entering it in the seventh empty bar.
Check if the provided information is 100% accurate and then tap the “Register Button.”

Step 3

Once the information is provided on the portal, the system verifies your identity. You will receive an email on the provided address. Open the email to verify, and then you will be able to login. Provide the email address and password to login.

Step 4

After you log in successfully, read the instructions and then scroll down to click “Acknowledge and Proceed.” You will see 4 to 5 questions about the eligibility of individuals. Read them carefully and then mark the submitted responses.

Step 5

A new page will open with an application form. Provide the general information, such as name, address, gender, CNIC, email, father’s or husband’s name, current division, district, and tehsil. When you complete the general information page, tap the “Next” button.

Step 6

The second page will appear, containing questions related to the income details. Select your occupation and then select the property ownership status. Enter the monthly income range, then select the source of income. In case you select “Unemployment,” the income range section will not appear, and you can jump to the next page by tapping “Next.”

Step 7

The next section is for family details. Enter the number of family members you have, and then the number of dependents. Also, provide the combined family income in the bar, then move to the “Next” button. Ensure that the combined income is accurate.

Step 8

It is time to provide the housing details, such as that you are living in a rented house. Provide the details of housing, and then enter the rent in PKR. If you want to take a loan, then you can select and enter the amount of the required loan. Submit the details by clicking “Next.”

Step 9

The form is about to be completed, all we need is to upload the relevant documents. You need to select each document and then upload it to the relevant section. Once a document has been uploaded then move to the next step in order to upload it. When all the documents have been uploaded, tap “Next,” and you will reach the last page.

Step 10

You have provided information and have uploaded the documents. The final page is to review the provided information and for e-signatures. Ensure that the provided information is accurate and provide the date of submission, then submit the details.

TORs of Plot Allotment

The purpose of the government is to assist the homeless people struggling to manage their financial stability. It is important to follow the rules and regulations of the Apni Zameen Apna Ghar Program. Here are the terms and conditions of the Apni Zameen Apna Ghar Program:

Construction Timeline: If the application is approved by the government, you need to start construction within 6 months after possession.

No Transfer & Sale: You are not allowed to transfer the plot ownership to anyone, nor can it be sold or leased for 5 years; otherwise, plot allotment will be canceled.

Residential Use Only: You cannot use the house for commercial purposes. The house must be used by the owner and his family.

Inspections: PHATA can inspect the house construction at any moment. The owner must complete construction within 2 years.

Note: If the enrolled person has provided unauthentic information, or the house is not built within the timeline can result in cancellation.

The Application Approval Procedure

People consider that all the schemes and programs are delayed by the government due to negligence. However, CM Punjab has hired a dedicated team of experts who are ensuring that the Apni Zameen Apna Ghar Program makes progress as expected. Here is the process of allotment procedure:

Application Submission: You need to submit the application using the portal and following the method that is explained above.

Document Scrutiny: Once the information is received, the government of Punjab will check the authenticity of the documents and the provided details.

Computerized Ballot: After separating the applications of eligible individuals and non-eligible ones, the supervisory department will conduct a fair computerized ballot.

Plot Allotment: The plots are allotted to the nominated people based on their districts and the TORs.

How to check the status of your Application?

When you have applied for the Apni Zameen Apna Ghar Program, you need to check the status of your application from time to time. The purpose is to check if the application has been approved. In case the government requires more information, you will see it in the status section. Here is a step by step guide to check the Apni Zameen Apna Ghar Program application status.

Step by Step Guide to Check Status

Step 1: Visit the official website of the Apni Zameen Apna Ghar Program.

Step 2: Log in to your account by using your email address and password.

Step 3: As you log in, tap the Dashboard option located on the left.

Step 4: Your application status will be visible, such as pending, in progress, or approved.

What to Do If You Face Any Issue?

In case you are facing any problem related to the website, the portal is not getting logged in, or the services seem unavailable, you need to contact the helpline. You can also communicate with the team of Apni Zameen Apna Ghar Program through email.

Help Line: 0800-09100.

How Can Apni Zameen Apna Ghar Affect People?

There will be several improvements in the Program in the future when phase l will be completed. First, the next plan is to facilitate more than 2000 families. Secondly, the number of plots in small districts will increase. Simply put, we will see several changes which can directly impact the current conditions of homeless people.

Low income people cannot build their own houses due to the rising expenses. But with help of the Apni Zameen Apna Ghar Program, thousands of people will be able to build houses. Follow the instructions of the government of Punjab to secure the plot. It is time to apply so see the details, collect documents and then apply for the plot.

According to the guidelines of the Program, the eligible candidate is one who lives in Punjab, is homeless, has a low income, does not have any property, is free from bank issues, and has no criminal record.

No, an applicant cannot apply for the plot in another district based on the rules of the Apni Zameen Apna Ghar program. If his application is approved, he will be able to secure a plot in the district where he lives.

If you try to sell the house before 5 years, your nomination will be cancelled. You will lose the plot and may face a legal trial.

To track the status of your Apni Zameen Apna Ghar Program application, you should use the portal. It will show you the progress of your application.

Conclusion

There are thousands of homeless people in the country who are struggling against the financial crisis and are unable to provide shelter to their families. In such conditions, Apni Zameen Apna Ghar Program is a light of hope which will help deprived families to build their own house. If you are applying for the Apni Zameen Apna Ghar Program, you can also apply for an interest-free loan program, Apni Chhat Apna Ghar.

In this way, when your application is approved, you will get a sufficient amount of loan that will help you build a house within two years. All the applicants are advised to follow the rules of the Apni Zameen Apna Ghar Program; otherwise, their applications will be canceled. See the eligibility criteria, collect all the documents required for the application, and follow the step by step guide to apply.